Wednesday, February 15, 2012
All By Myself...
I know I should feel blessed that my husband has a job, a very good job, that so far he really enjoys. I know I should feel thankful that I am married to a hard-working man who is so committed to providing for us. I know I should be glad he isn't in the military and that we won't be separated for months on end. I know I should be reminding myself that this is temporary. I know I should appreciate these things, and I do. I really do.
But right now, it hurts. Right now, I don't care if I sound like a big, whiny baby. I don't want him to be gone for two weeks, and I don't want to be alone. I don't want to be away from him for even one night. I know what it's like when half of me is in another state in a hotel and I'm...here. I know my identity is not so tied to him that I'm not my own person, but being separated still feels...wrong. And I hate it.
We will be okay. Rest assured. I know the absence will make our hearts grow fonder, and I know we can see each other via FaceTime almost every night...which will be the best part of our days. I will keep reminding myself that this is temporary. He won't be doing this traveling gig forever. Our best estimate is that he'll be doing it for two years. And having an end date (no matter how accurate it is) totally helps. Because if I thought for a second that he would be gone every two weeks for the next thirty years, I would not be able to let him go.
We can do this. I can do this. My days will be busy and full of spending time caring for my niece. Some will fly and others will drag. I will feel independent and bold some days and timid and scared on other days. I will have girls' nights and my Financial Peace class. I will have Pinterest and movies and crafting and blogging and designing. I will have church and Jesus.
But it will still be hard.
I'm not ready, and I never will be. But I will be okay.
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"I lift up my eyes to the mountains – where does my help come from? My help comes from the Lord, the Maker of heaven and earth. He will not let your foot slip – he who watches over you will not slumber; indeed, he who watches over Israel will neither slumber nor sleep. The Lord watches over you – the Lord is your shade at your right hand; the sun will not harm you by day, nor the moon by night. The Lord will keep you from all harm – he will watch over your life; the Lord will watch over your coming and going both now and forevermore." - Psalm 121:1-2 NIV (emphasis added by me)
I lift my eyes up unto the mountains
Where does my help come from?
My help comes from You, Maker of Heaven
Creator of the Earth
Oh how I need You, Lord
You are my only hope
You're my only prayer
So I will wait for You
To come and rescue me
Come and give me life
– "I Lift My Eyes Up", Strong Tower, Kutless
Monday, December 12, 2011
...leave to thy God to order and provide...
So I generally run with a limited outline in my head of what the next few weeks, months, and years will or should look like. I probably should keep a day planner, but since graduating from college, I don't. Anyway, it generally helps because I like having goals. Goals are great. But, many times I try to make plans involving people or things outside of my control, things I never should have planned in the first place. And then when they don't turn out the way I expected, I just do not handle it well. At all. It's like I set myself up for disappointment.
I know better than to be this way. There are lots of verses in the Bible that remind me not to try to be in charge, but Proverbs 3:5-6 pretty much says it all.
Proverbs 3:5-6
5 Trust in the Lord with all your heart, And lean not on your own understanding; 6 In all your ways acknowledge Him, And He shall direct your paths.
I know these verses very well. I memorized them in elementary school. But I still need reminders. Because sometimes I read a Bible verse and think, yeah, yeah, I know that I should do ____. But sometimes the concepts are abstract, like trust. Your own understanding. Acknowledge Him. And if I don't take the time to absorb it, I move on because I didn't listen to what God was saying to me or even to apply it to my life. Maybe it's just me, but music (especially hymns) speaks into my life so often and gives me the reminders I so often need. For example, I'll be doing something like checking Facebook and listening to my hymn station on Pandora in the background, and bam! A phrase will just hit me.
I love the song, Be Still My Soul anyway, but the line "leave to thy God to order and provide" has never jumped out at me before. In the middle of a time when my plans were not occurring in the order I wanted them to and also when I knew I couldn't provide for some of my own needs, I heard this line of this song in a whole new way. I can plan and set goals and make lists and budget, but God is ultimately the one who orders my days and provides all of my needs and my wants even before I know what they are.
Friday, November 18, 2011
Journey to Financial Peace - Part 1
Early 2000s. Financial Peace University [FPU] was offered at my then church. My concept of Dave Ramsey and FPU was that this class was for middle-aged families who had major financial difficulties, as in major credit card debt, mortgage, etc. Sort of like an AA for finances. For some reason, I just had that stereotype in my head.
2009. Nate and I decided we weren't happy with our finances. We didn't have what we considered major debt, but we just knew there were a lot of things we should be doing but weren't, such as saving for retirement, and we had no idea where to start. We got Dave Ramsey's book, "The Total Money Makeover," as a gift. We excitedly read the beginning of it, and then...stopped. Not for any reason, but I don't think we had hit enough of a "rock bottom" to feel desperate enough to change our situation. Dave Ramsey says, "you have to get mad." We definitely weren't mad at that point.
2010. Toward the second half of the year, I went through a period of unemployment. I have no idea how we managed without racking up a ton of debt. Our idea of a budget was to write down the bills that we had to pay, such as our loans, etc., and then to make sure we covered them. It was an attempt, but it certainly wasn't a very good way to go about it. So suffice it to say, we weren't budgeting at the time. Right before Christmas, I was offered a job, and we moved to Texas. You can read about all that here and here.
Early 2011. We hadn't been in Texas longer than a few weeks when we felt convicted about the fact we hadn't been tithing. It's embarrassing to admit, but we hadn't tithed faithfully pretty much ever. We put in a little here and there, but the 10% God requires as per the Bible, yeah, no. We didn't. I recently heard a statistic that 5-7% of Christians tithe. I could write a whole post about this, but I'll just say that that makes it easier to admit since we obviously weren't alone. Tithing has changed our world. It requires faith. And because of that, we have been forced to get our finances under control. It's been HARD. But God is faithful.
August 2011. Remember up there where I said we hadn't hit rock bottom? Well, in August, we did. Three weeks without work in addition to three planned (but not budgeted-for) cross-country trips? If we had been budgeting properly, we could have saved the money beforehand. But, we didn't. Because of our own
September 2011. We did our first real budget in September. That process is initially so hard. To scrounge up all of the info of where every single dollar you spend goes is, well, painful. But so worth it. I can honestly look back and say it was the hardest part. We also took an Equip class at our church about what the Bible says about how to handle money. Our new way of handling our finances was definitely not perfect, but we felt encouraged. I started listening to The Dave Ramsey Show hour-long podcasts, which helped keep us motivated. We researched more about the Seven Baby Steps (which we now have memorized), and we started saving for our baby emergency fund plus cost of materials for the FPU class at our church that starts in January.
October 2011. Nate and I finally understood how the zero-based budget works and wrote out our monthly cash flow plan. Thanks to bumming materials from an old FPU kit, we started using the envelope system for groceries, eating out/date nights, personal care items, vehicle care, etc. It has helped a ton to not just use the debit card for those things. Before if we had gone over our budget by $5, I would have just said, "oh well." Now, when paying with cash, I can't do that, and it really helps us stay under our budget. At the end of the month, we finished Baby Step One: the $1,000 emergency fund plus the cost of materials for FPU! We feel so encouraged. I started listening to the 3-hour-long Dave Ramsey show at work, which continues to inspire and keep me motivated to start Baby Step Two and our debt snowball.
November 2011. We wrote our zero-based budget/monthly cash flow plan at the beginning of the month, as we will continue to do. As we are right now, we are scheduled to pay off our consumer credit card debt by the beginning of March 2012, though we would love it if we could beat that. We have budgeted for a teeny-tiny Christmas, and we will hopefully be able to scrounge up some extra income in the next few months. Nate and I are so in-sync about this, which is apparently not the case for most married couples in our situation. I am so thankful for that. Our next goals are, in this order, to pay off: our truck, my student loan, our car, and then Nate's student loan. These are based on pay-off amounts (as the interest rates are all very close to the same). Right now it looks like it will take up to two years, but then we will be finished with Baby Step Two, and we can be DEBT FREE.
You can read all about Dave Ramsey and everything he teaches on his website, but just for quick reference, the Seven Baby Steps are: 1 - $1000 emergency fund, 2 - pay off debt using the debt snowball (except the house, if applicable), 3 - build full emergency fund (3-6 months expenses), 4 - invest 15% of income in retirement, 5 - save for kids' college, 6 - pay off house, and 7 - build wealth. Since we don't have a house or kids yet, we will adjust this to fit us as recommended by Dave. Having kids and buying a house will probably fall somewhere between step 2 and step 4, depending on how quickly we can pay things off and save for other things appropriately.
I know personal finances are a very private thing for most people, and since this is the Internet, I will not share tons of details. But, Nate and I are so excited about this. We are embarrassed about the stupidity and ignorance that got us to where we were, but we don't even mind talking about it because we are on the path to get out of it. I will continue to update on our progress, probably after we start the class!
Monday, September 12, 2011
Ten Years :: My 9-11 Memories
Ten years ago. I was 17. Seventeen. I've almost forgotten what it's like to be a teenager. I was recently made painfully aware of this when hearing the age (15) of a babysitter who was going to watch my niece, Ellie for me so that Nate and I could go to a comedy night at our church. I thought, fifteen is too young to babysit a nine month...oh, wait. I started babysitting when I was 12 or 13. *facepalm* But the facts are that seventeen-year-old-me and my family had just moved to Michigan like a month prior, and school had just started about two weeks before September 11. I worked at McDonald's. All of my grandparents were still living (and I now only have one living grandma). I drove myself and my 13-year-old brother to school in my parents' 1983 Chevy Celebrity. I was also enrolled at a university, where I would later earn my bachelor's degree, taking a college-level Spanish class Monday and Wednesday afternoons, but Tuesday, Thursday, and Friday afternoons were free for me to spend extra time in the lab of my favorite class, Yearbook, of which I would later be asked to be editor. This is what I wrote as it appears in my high school's 2001-2002 yearbook.
9-11
They said we'd always remember 9-11. I could never forget. Could you?
By Laura Wills, Editor of the Royal Heir 2002
It was a normal Tuesday morning, just like any other school day. I was sitting in government class, trying to stay awake, when everything changed. Mr. Barsuhn was called out of the room, and he returned with a serious expression on his face. He told us that a terrorist-controlled plane flew into one of the towers of the World Trade Center in New York. The class sat silently in disbelief. Later, we heard that another plane flew into the other tower of the WTC.
This experience was frightening, but God did not want us to be afraid. The Bible is full of encouragement that applied to the events of September 11, 2001. God continually tells us not to be afraid because he sees the big picture. "...'Do not be afraid, nor be dismayed; be strong and of good courage, for thus the Lord will do to all your enemies against whom you fight' (Joshua 10:25, NIV)." God has also warned us that we will have trouble in this world. "In the world you will have tribulation; but be of good cheer, I have overcome the world (John 16:33, NIV)."
Our nation will never be the same. Good has and will come from this tragedy. Let us never forget Who this nation stands for, and let us always be thankful for the freedom to worship Him. We must remember that God is always in control.
Obviously, I wrote this after I had had a lot of time to process the events that had happened. The things I said were true and still are. I don't believe our nation has been the same since. But that day, my emotions were raw. I spent nearly the entire school day in front of the one TV our small Christian school had in the "Cafetorium" (multipurpose cafeteria/auditorium). We started watching after the first plane hit the first tower, and so we watched LIVE while the second plane hit the second tower, the other plane hit the Pentagon, and the fourth plane crashed in Pennsylvania. That day, we had no idea that that would be the end of the planned attacks. We just knew that our nation was under attack, most likely from terrorists, and it was terrifying. For all we knew, there were many more attacks to come. For the first time in my sheltered American teenage life, I didn't feel safe. That day after school, I remember going out to dinner with my dad and my little brother to a little establishment in our small town. The restaurant was full of people, but the atmosphere was hazy and quiet. With only the news on the radio, everyone was silent in complete bewilderment.
Just today, I watched video footage of the second plane hitting the second tower of the World Trade Center. It is common footage that you can find a million times over by doing a simple search on Google or YouTube, but I hadn't seen it in years. Memories of how I felt the first time I saw it came flooding back to me. Those are the snapshots that replay in my head when I think of this day. Aside from the obvious countless lives lost, the surviving friends and family, the country at war with terrorism, and the renewed sense of patriotism, here are a few things I noticed while flipping through my high school yearbook that have changed. The New York City skyline. Airline security. Security to large public places and events (including amusement parks, tourist attractions, and sports arenas). The Sears/Willis Tower. The Internet. Facebook. The software we used to design the yearbook, Pagemaker, doesn't exist anymore; it is now called InDesign, and it's in its 5th version. There are countless more, but that's all that have come to mind just now.
The world has changed and will doubtlessly continue to change in the coming years, but of one thing I'm certain: my God is greater and more powerful than any evil in this world, and He is in control.
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"I'm pressed but not crushed; persecuted not abandoned / Struck down but not destroyed. / I'm blessed beyond the curse for his promise will endure / And his joy's gonna be my strength // Though the sorrow may last for the night / His joy comes with the morning." - Trading My Sorrows, by Darrell Evans
Sunday, August 28, 2011
Gateway Church :: Membership and Volunteering
Gateway is not what we're used to...at all. (I'd like to write all about the size, the children's ministry, the worship, etc., but that will have to wait for another post.) But from everything we've learned about this church, it is absolutely right where we need to be. We did our homework right from the beginning. We researched the website, and at our first opportunity, attended the first of the three membership classes, which are more like seminars, called Catch the Vision.
I'm going to be really, really descriptive for this part, just because Gateway is such a different church than we've ever attended, and we'd like to dispel any rumors or apprehension any of our family and friends might have after hearing about our involvement with this new church. That being said, if you could care less, please feel free to skip to the end to read about how I'm going to be getting involved by volunteering starting in September, hopefully.
Catch the Vision
This first class was more like a seminar, a totally low-key, informational format that allowed you to make your decision on whether to become a member either immediately or later, at your leisure. I loved that there was no pressure. We watched a video about the history of the church, and it was really awesome to see how they followed God's direction at every turn. I was especially pleased to discover the church was born out of God leading our pastor to start a church rather than a group that started after breaking away from another church after a conflict. The class provided a workbook full of information including the history, vision, mission, statement of faith, and position papers (which could also be seen as their doctrine). I eagerly read it all. We prayerfully considered our decision and became members after attending for less than a month!
The Journey
The second class, called the Journey, is a lot like a class I took in college called Core 300. It focused on your personal spiritual walk, and it explained a lot of basic theology about God, Jesus, and the Holy Spirit. It was a good refresher for us and confirmed again that Gateway teaches what we already believe doctrinally. There was one topic, having to do with the Holy Spirit, that was and still is a struggle for me, but in a good way. Having grown up in the church and having attended a Christian university, it is easy for me to get comfortable that I already know everything I need to know about what I believe. It's foolish to think I know everything there is to know, as I could go my whole lifetime learning and still barely scratch the surface, so I like that there are a few areas, especially, that have come to my attention in this class where I have room to grow.
Discovery
The third class, called Discovery, was also a lot like a class I took in college combined with a seminar I took in college. The first was a required course called Core 400, and the seminar, called Discovering My Design, was a several-day workshop offered to sophomores. I love personality tests and learning more about who I am and how people interact with each other. It fascinates me. Needless to say, I was looking forward to this class with much excitement. Catch the Vision had emphasized the need to get plugged in to a group, a necessity in such a large church, as well as getting involved as a volunteer. I've always believed it is important to minister and to get ministered to equally. Discovery is Gateway's way of helping you get to know yourself better in order to find the best place for you to serve...and to actually enjoy every second of it, rather than doing it out of obligation. I love this concept!
Most of the workbook could not be completed in class as there was just not enough time to cover it all, so I worked on most of it at home. The finished results were to be applied to the Servant Profile. The sections covered were:
1. Life Experiences, where you were given the opportunity to write about experiences you had whether it was something difficult, relational, achievement-related, or ministry-related that might impact where you might choose to serve. One example I used was achieving my art degree, and how I wanted to use my creative skills in some fashion in ministry.
2. Passion and Interests, where you could describe the things that you most enjoyed doing, and my examples included working with kids.
3. Personality, in which I took a version of the DISC test which is also compatible with the Gary Smalley Personality Types: Lion, Otter, Golden Retriever, and Beaver. I scored exactly how I expected: S (Golden Retriever), with an ability to pull out the I (Otter) or C (Beaver) when necessary.
4. Spiritual Gifts. A questionnaire almost identical to one I took in Core 400 in college which helped you know which God-given gifts you had, which for me included Craftsmanship (creativity), Exhortation (encouragement), and Helps/Service/Hospitality (assisting others, serving others, and making others feel comfortable).
5. Strengths/Abilities/Skills. This section dealt with your natural strengths. If you are familiar with the Strength Finder test, that is basically what this was. I scored high on Input (collecting, archiving, and traveling to learn more), Learner (enjoying learning more on a variety of topics), Relator (wanting to know a few people closely), Context (fascinated with learning from the past), and Arranger (organizing complex things).
[If you've skipped to the end, start HERE.]
After completing the Servant Profile, I was connected with someone, called a Ministry Placement Coach, whose job (as a volunteer herself) is to help others find their perfect place to volunteer. I just met with my coach for the first time today after church, and I have to say I'm so excited to get involved. She explained a few ideas where she thought I might be a good fit. She told me about the Event Administration volunteers who help to decorate for events. I'm sure my face lit up when she described it, and I told her that sounded really fun. If you've ever been to Gateway for any event, you know they go all out making it a fun environment for those in attendance. I love decorating, and I'm really excited to get to do this. I'll also probably begin working in Gateway's Amazing Kids, the kids' ministry, which has a more involved application and interview process in order to help keep the kids safe in such a large church. Ideally if I pass that process, I'll begin helping with the kids groups or in the nursery on the weekends.
After meeting with my coach, I don't have to do anything else until the ministries contact me. I love that Gateway has the volunteer ministry organized so well and that it is set up so that I have a contact person. Once I start volunteering, if I'm unhappy with my placement, all I have to do is contact my coach and she'll move me. That simplifies it a lot, and makes it a lot less awkward. (There's no going to a leader of a ministry and trying to come up with excuses for why you don't want to volunteer with them anymore.)
So that's what I have to look forward to in the next few weeks...getting involved. We're also going to get involved in a group, which I will explain more about in another post when I have more information.
Wednesday, February 2, 2011
Project 31: Day 10: Jesus Lessons
Day 10. What is Jesus teaching you as a wife, mom, or friend? (Or just woman in general?)
1. Jesus is teaching me patience. He knows that's a tough one for me. I lose my patience way too easily, and I just need to calm it down and wait.
2. Jesus is teaching me trust Him in general. "I know what's best for you, Laura. What part of, 'I will never leave you nor forsake you' didn't you understand?" Yeah, I guess I need to keep hearing that. Over and over. Being unemployed for 6 months kind of allowed forced me to trust. He had the perfect job for me, but I just had to wait for it. Yeah, He really is looking out for me. Always.
3. Jesus is teaching me to trust Him with finances. Probably this is pretty much a lesson for everyone. We started tithing. It seems like an enormous amount initially. It's definitely trust issue at first, but slowly and surely we are learning that God really does provide for you even without that 10%. I have no idea why we didn't tithe before. Someone encouraged us to start, and we have been so, SO blessed. And I feel much closer to God partially as a result of tithing. If you don't already, I would really encourage you to trust God with your finances and tithe. Do it first, before you pay any other bills. That way you aren't looking at your bank account and saying, "I don't have any extra for you, God." Give him the FIRST FRUITS. It's really worth it. And you don't have any guilt when the offering plate is passed at church.
I'm sure there are lots more, but I'll just go with three.
Sunday, January 30, 2011
Project 31: Day 7: Melanie
Tuesday, January 25, 2011
Project 31: Day 5: Heart Alive
Day 5: Write a blog thanking someone who has made your heart come alive.
I cannot even read this day's title without thinking of a specific individual. I know most people will write this about their husbands or about someone else very close to them. My husband has made my heart come alive, but I did not feel as though I should write this particular blog about him. Instead, I chose someone else who has very much influenced my life. The wording "your heart come alive" instantly puts the song, "Alive" by Rebecca St. James. The following lyrics especially:
You make me come alive
I found the secret
It’s only when I let go of what I want in this life
You make me come alive
Ever since I was about 13 years old, I've been a huge fan of Rebecca St. James. Her music, devotionals, testimony, concerts, etc. have influenced me more than any others. I asked Jesus into my heart and accepted his gift of salvation at a very young age, but it wasn't until I was about 13 that I really came alive. I got baptized at 13, and my spiritual life grew by leaps and bounds. I started prayer journaling, as influenced by her, and my prayer journals are among my most precious possessions.
Though she's not someone I actually "know" or someone who will ever read this, I would like to thank Rebecca St. James for following God's path for her life. She's been singing publicly since she was 14, that's almost 20 years now. She stands for what she believes and holds to that very strongly. It is so inspiring. I wish I could go out for coffee with her sometime and chat with her about life, wedding planning (she just got engaged over Christmas), and God. She is truly an amazing woman of God.

But since I can't sit down with her personally, I will let this blog serve as my thank you. She gave me someone positive to look up to, a beautiful, talented, great role model for my young, impressionable teenage life. She helped me see that a relationship with God is really what makes your heart come alive. But it doesn't stop there. She has emphasized these points so much in the past 15 years that I should have them memorized. 1) Dig into the Bible. 2) Pray. 3) Grab all the Christian friends you can. 4) Get rid of the junk in your life. 5) Get involved in church. I did those things. I'm still doing those things. Or at least learning how to keep doing those things through all of life's twists and turns. I'm so not perfect, but I'm thankful that my Jesus is. He loves me just the way I am. He is the source of my joy and my strength. He makes me come alive. Thank you, Rebecca, for showing me that.
*These are pictures that I have taken of Rebecca and as such are my property. Please do not take them and use them for anything without asking me first. Thank you!
Friday, December 31, 2010
Resolution-less Goals
Wednesday, July 21, 2010
I Can't Believe I Quit My Job
Thursday, July 15, 2010
Empathizing with the Pain of Loss
To think that Providence / Would take a child from his mother
While she prays, is appalling / Who told us we'd be rescued
What has changed and / Why should we be saved from nightmares
We're asking why this happens to us / Who have died to live, it's unfair
:: Chorus ::
This is what it means to be held / How it feels, when the sacred is torn from your life
And you survive / This is what it is to be loved and to know
That the promise was when everything fell / We'd be held
This hand is bitterness / We want to taste it and / Let the hatred numb our sorrows
The wise hand opens slowly / To lilies of the valley and tomorrow
[Chorus]
If hope is born of suffering / If this is only the beginning
We'd be held
This is what it is to be loved and to know / That the promise was when everything fell
We'd be held / This is what it means to be held.....
Wednesday, April 23, 2008
Wedding Update and Blessings in Disguise
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Wedding planning, and life, are going well. There are just 38 days until my life changes forever. I am hardly able to sit still because I'm so excited. There is so much to do, but I'm not stressing...at the moment.
Shower #2 went quite well, as did shower #1. Both showers were filled with people I love and gifts I never would have expected. It speaks of unconditional love and heartfelt support. Gifts aren't my primary love language, but everyone really "spoke" love to me via gifts at both showers.
I am feeling contemplative now, tonight, realizing how close the wedding is, and how real the marriage to follow is. I am so looking forward to my future with Nate, but right now I'm thinking about the past.
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The way the last 5 or 7 years of my life have unfolded is really quite amazing. I could write a book of the way God continues to surprise and delight me, even when sometimes circumstances have felt all but exciting in the moment, but looking back I can see what a true blessing in disguise certain things were.
People come in and out of our lives; we make new friends. Sometimes we stay friends with old friends, and sometimes we grow apart. I guess right now I'm just mourning the loss of some friends, people who I wish I could still be close to. Our lives go in different directions, whether we want them to or not, and looking back, I am sure I'll be able to see the blessings in disguise in this circumstance. I'm anxious to look back on this in 5-7 years to see how far I have come.
